Legislature(2017 - 2018)
2017-05-10 House Journal
Full Journal pdf2017-05-10 House Journal Page 1345 HB 195 The following, which was advanced to third reading from the May 5 calendar (page 1320), and held to today's calendar due to technical session (page 1331), was read the third time: HOUSE BILL NO. 195 "An Act relating to insurer actions based on credit history and insurance scores at insurance policy renewal; and providing for insurer consideration of consumer requests for exceptions of credit history or insurance scores." Representative Wool moved and asked unanimous consent that HB 195 be returned to second reading for the specific purpose of considering Amendment No. 1. There being no objection, it was so ordered. Amendment No. 1 was offered by Representatives Wool, LeDoux, Tuck, Gara, Kawasaki, and Drummond: 2017-05-10 House Journal Page 1346 Page 1, lines 1 - 3 (title amendment): Delete all material and insert: ""An Act prohibiting an insurer from using a consumer's credit history in underwriting, rating, or determining premiums or eligibility for personal insurance."" Page 1, line 5, through page 10, line 9: Delete all material and insert: "* Section 1. AS 21.36.460 is repealed and reenacted to read: Sec. 21.36.460. Restriction on the use of consumer credit history. (a) An insurer may not use a consumer's credit history to underwrite, rate, or determine premiums or eligibility for personal insurance. (b) The prohibition against using a consumer's credit history under this section may be waived by the consumer. (c) In this section, (1) "consumer" means an individual policyholder or an applicant for personal insurance; (2) "credit history" means written, oral, or other communication of information by a consumer credit reporting agency or other source relating to a consumer's creditworthiness, credit standing, or credit capacity; (3) "personal insurance" means (A) private passenger automobile or motorcycle coverage; (B) homeowner coverage, including mobile homeowner's, manufactured homeowner's, condominium owner's, and renter's coverage; (C) dwelling property coverage; (D) earthquake coverage for a residence or personal property; (E) personal liability and theft coverage; (F) personal property inland marine coverage; (G) personal boat, watercraft, snowmobile, and recreational vehicle coverage; and (H) umbrella insurance coverage. * Sec. 2. AS 21.39.035 and AS 45.48.210(a)(11) are repealed." Representative Wool moved and asked unanimous consent that Amendment No. 1 be adopted. 2017-05-10 House Journal Page 1347 Representative Kito objected. Amendment No. 1 to Amendment No. 1 was offered by Representative Wool: Following "insurance.": Delete "(b) The prohibition against using a consumer's credit history under this section may be waived by the consumer." Reletter the following bill section accordingly. Representative Wool moved and asked unanimous consent that Amendment No. 1 to Amendment No. 1 be adopted. Representative Wilson objected. The question being: "Shall Amendment No. 1 to Amendment No. 1 be adopted?" The roll was taken with the following result: HB 195 Second Reading Amendment No. 1 to Amendment No. 1 YEAS: 20 NAYS: 19 EXCUSED: 1 ABSENT: 0 Yeas: Claman, Drummond, Edgmon, Fansler, Gara, Grenn, Guttenberg, Johnson, Josephson, Kawasaki, Kreiss-Tomkins, LeDoux, Neuman, Ortiz, Parish, Spohnholz, Stutes, Tarr, Tuck, Wool Nays: Birch, Eastman, Foster, Johnston, Kito, Knopp, Kopp, Millett, Pruitt, Rauscher, Reinbold, Saddler, Seaton, Sullivan-Leonard, Talerico, Thompson, Tilton, Westlake, Wilson Excused: Chenault And so, Amendment No. 1 to Amendment No. 1 was adopted. The question being: "Shall Amendment No. 1 as amended be adopted?" The roll was taken with the following result: HB 195 Second Reading Amendment No. 1 as amended YEAS: 18 NAYS: 21 EXCUSED: 1 ABSENT: 0 2017-05-10 House Journal Page 1348 Yeas: Claman, Drummond, Edgmon, Fansler, Gara, Guttenberg, Josephson, Kawasaki, Kreiss-Tomkins, LeDoux, Neuman, Ortiz, Parish, Spohnholz, Stutes, Tarr, Tuck, Wool Nays: Birch, Eastman, Foster, Grenn, Johnson, Johnston, Kito, Knopp, Kopp, Millett, Pruitt, Rauscher, Reinbold, Saddler, Seaton, Sullivan-Leonard, Talerico, Thompson, Tilton, Westlake, Wilson Excused: Chenault And so, Amendment No. 1 as amended was not adopted. HB 195 was automatically in third reading. The question being: "Shall HB 195 pass the House?" The roll was taken with the following result: HB 195 Third Reading Final Passage YEAS: 39 NAYS: 0 EXCUSED: 1 ABSENT: 0 Yeas: Birch, Claman, Drummond, Eastman, Edgmon, Fansler, Foster, Gara, Grenn, Guttenberg, Johnson, Johnston, Josephson, Kawasaki, Kito, Knopp, Kopp, Kreiss-Tomkins, LeDoux, Millett, Neuman, Ortiz, Parish, Pruitt, Rauscher, Reinbold, Saddler, Seaton, Spohnholz, Stutes, Sullivan-Leonard, Talerico, Tarr, Thompson, Tilton, Tuck, Westlake, Wilson, Wool Excused: Chenault And so, HB 195 passed the House and was referred to the Chief Clerk for engrossment.